Coast Guard Mutual Assistance (CGMA)'s central purpose is to assist our clients during their time of financial need. CGMA serves active duty, civilian employees, reservists, retirees and auxiliarists and their families. In general, assistance is provided through counseling, financial grants, short-term interest-free loans, referrals, and other related means. Aid is provided under a large variety of conditions and situations usually including disasters and emergencies, education assistance and family support such as housing and medical needs that are beyond the individual's ability to meet at the time assistance is requested. Coast Guard Mutual Assistance strives to meet the valid, verified, and genuine need of our clients and their immediate family.